Disclaimer

Last updated: 16 May 2026

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Important Notice

YachtInsurance.co.za is not a licensed financial services provider. We are a yacht and marine insurance referral service that connects visitors with licensed insurance advisers and brokers. We do not provide financial advice, make insurance recommendations, or sell insurance products. All financial advice and insurance products are provided by the licensed brokers and advisers to whom we refer you.

Regulatory Status

YachtInsurance.co.za operates as a lead generation and referral service. We are not registered as a Financial Services Provider (FSP) under the Financial Advisory and Intermediary Services Act (FAIS), No. 37 of 2002, and are not regulated or supervised by the Financial Sector Conduct Authority (FSCA) in respect of any financial services.

The licensed brokers and advisers to whom we refer enquiries are registered FSPs regulated by the FSCA. They are responsible for providing compliant financial advice and for ensuring any insurance products recommended are suitable for your needs.

Not Financial Advice

Nothing on this website constitutes financial advice, insurance advice, or a recommendation to purchase any particular insurance product or policy. The information published on this website is:

  • For general informational and educational purposes only
  • Based on publicly available information and general market knowledge
  • Not tailored to your specific financial circumstances or needs
  • Subject to change without notice

Before making any insurance decision, you should obtain personalised advice from a licensed and regulated financial services provider.

Accuracy of Information

While we make every reasonable effort to ensure the accuracy and currency of information on this website, we make no warranty or guarantee (express or implied) that the information is complete, accurate, or up to date. Insurance products, pricing, and regulatory requirements can change without notice.

Premium estimates, coverage descriptions, and insurer comparisons on this website are indicative only and are not binding quotations. Actual policy terms, conditions, and premiums will be confirmed by your chosen licensed broker.

Referral Model

This website earns revenue through referral arrangements with licensed insurance brokers and advisers. When you submit a quote request, your details are shared with one or more licensed brokers who may pay us a referral fee if you proceed to purchase insurance through them.

This referral arrangement does not affect the quality of brokers we work with — all referred brokers are licensed FSPs regulated by the FSCA — but you should be aware of this commercial relationship.

No Liability

To the fullest extent permitted by applicable South African law, YachtInsurance.co.za, its operators, directors, employees, and agents accept no liability for:

  • Any reliance placed on information published on this website
  • Any advice given or insurance products sold by referred brokers
  • Any claims declined, disputes, or financial loss arising from any insurance policy
  • Any inaccuracy, omission, or error in website content

FAIS Ombud and FSCA

If you have a complaint about financial advice or insurance products provided by a referred broker, you should in the first instance raise your complaint with the broker directly. If unresolved, you may escalate to:

Contact

For any queries regarding this disclaimer, please contact us at hello@cover4you.co.nz.